Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

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How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 12 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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Capstone Financial Engineering
1010 Camerado Drive
Suite 202 		• Cameron Park , CA • 95682
Phone: (530) 677-1724
Toll Free: (800) 544-6003 		• Fax: (530) 677-0843
www.capstonefinancial.net • admin@capstonefinancial.net

Securities offered through Ameritas Investment Corp., member FINRA/SIPC., an affiliate of The Union Central Life Insurance Company, 1876 Waycross Road, Cincinnati, Ohio 45240 (800)319-6902. Not affiliated with Vaccaro and Associates. Licensed for Insurance and Securites sales in CA. See the Associates page for individual licenses.