Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     

1. What is your current age?

2. What is your household's current annual income?

$

3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

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5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

%

8. What after-tax return do you expect on your investments between now and retirement (0 to 12 percent)?

%

9. What after-tax return do you expect on your investments during retirement (0 to 12 percent)?

%
 
   
   
Capstone Financial Engineering
1010 Camerado Drive
Suite 202 		• Cameron Park , CA • 95682
Phone: (530) 677-1724
Toll Free: (800) 544-6003 		• Fax: (530) 677-0843
www.capstonefinancial.net • admin@capstonefinancial.net

Securities offered through Ameritas Investment Corp., member FINRA/SIPC., an affiliate of The Union Central Life Insurance Company, 1876 Waycross Road, Cincinnati, Ohio 45240 (800)319-6902. Not affiliated with Vaccaro and Associates. Licensed for Insurance and Securites sales in CA. See the Associates page for individual licenses.