Capital Gains Taxes  

Knowing when to sell an asset is a difficult part of investing. Reasons for selling a stock, bond, or mutual fund may include:

  • Rebalancing a portfolio
  • Profit taking
  • Stopping further losses
  • A higher potential rate of return on an alternate investment
  • Cash needed for expenses

The tax consequences may be the most important part of your decision. Short-term gains are taxed at your highest marginal income tax rate, while long-term gains are taxed at lower long-term capital gains rates.

The calculator will estimate potential capital gains taxes. If you have owned the investment for less than 12 months, capital gains are considered Short-Term. If you have owned the investment for more than 12 months, capital gains are considered Long-Term.

     

What is the current value of the investment being considered for sale?

$

What is your cost basis? (What did you initially pay for the investment?)

$

What is your federal marginal income tax bracket?

Have you owned this investment for longer than 12 months?

YesNo
 
   
   
Capstone Financial Engineering
1010 Camerado Drive
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Phone: (530) 677-1724
Toll Free: (800) 544-6003 		• Fax: (530) 677-0843
www.capstonefinancial.net • admin@capstonefinancial.net

Securities offered through Ameritas Investment Corp., member FINRA/SIPC., an affiliate of The Union Central Life Insurance Company, 1876 Waycross Road, Cincinnati, Ohio 45240 (800)319-6902. Not affiliated with Vaccaro and Associates. Licensed for Insurance and Securites sales in CA. See the Associates page for individual licenses.