John Carmichael is a Senior Associate with Capstone Financial Group who helps individuals and small business owners with their life/disability/long term care insurance needs.
John has deep experience in protecting families and business owners with their personal and professional insurance needs including individual and employer sponsored group life and disability insurance programs and more advanced business planning strategies that integrate insurance to fund buy sell agreements.
John is well known for his focus on client education, integrity and professionalism in helping clients make informed decisions that will serve their best interest.
John has enjoyed his role as the Life/Disability/Long Term Care insurance specialist for Veterinary Insurance Services Company (VISC) and helping members of the California Veterinary Medical Association (CVMA) with their insurance program for over 15 years.
In his spare time, John enjoys spending time with his family and is passionate about preserving/restoring our planet by working with the National Wildlife Federation Certified Wildlife Habitat program and California Bluebird Recovery Program
John will be happy to bring the same advocacy to your insurance program.
CA insurance license 0F14121
This individual is an independent contractor and not associated with AIC or AAS.