Scott Planer*

“The worse thing I could be, is like everyone else.” – Arnold Schwarzenegger

I feel what sets me apart from other advisors is the relationships I build with my clients. I am a combination of professionalism and personal relationships. The better I know my clients, and they know me, the more successful we can be as we work toward your financial goals. I also provide a strong focus on helping my clients understand the work we are doing. The more you know, the more confident you will be with the work we do together. I am present not only when the markets are doing well, but in down times too.

I joined the Capstone Financial Group in 2018 after being an independent advisor for 10 years in Sacramento and the Bay Area.I hold the professional license of Series 6, Series 63, and Series 65. I also am licensed for life insurance. I manage multiple 401(k)’s and other small business retirement plans. Working with business owners to help address how their retirement plan can aid in their tax liability, while helping them to move their wealth from their business to their households, to prepare for the time when they stop working and are ready to enjoy life. I had a previous career in retail management that gave me first-hand experience when working with employees who have pensions. I also really enjoy working with individuals and families on their financial goals. Whether it’s saving for retirement, planning for the funding of college education, or protecting families from financial hardship due to the unexpected passing of a family member, I am their resource.

 I have been married to my amazing wife, Dena, for 37 years. She is the best partner and mom anyone could hope for. We raised our two sons in Roseville, Ca. after we had relocated from the San Jose, Ca in 2003. Our son Joseph, who has served as a member of The U.S. Army National Guard for 14 years, is an electrician in his civilian job. Our son Jake just married his bride Sara in March of 2024. Jake recently graduated from Arizona State and will be following in my footsteps in the world of investment management. I can’t forget our cat Bailey, who has been with us for 5 years.

In my personal time, I love playing ice hockey, and working out. I am a passionate sports fan and love going to sporting events with my family and friends. During the Covid lock-down, I started taking guitar lessons, and love to play (still too nervous to play in front of people, ha-ha).

My clients value the leadership and guidance I provide them, not only in times of growth, but in times of volatility as well.

CA Insurance License #0F07763